Housing & financial matters

Costs and financing methods

At the latest when you have been accepted to a degree programme, you should clarify the financial framework conditions and, if necessary, look for a flat.

Foto: Martin Rehm
Zu sehen ist ein modernes Hochschulgebäude mit roten Sitzbänken davor.

The following sections give you an overview of how you can organise and finance your life and accommodation during your studies. In each section you will find addresses of relevant contact points and references to sources on the internet.

Topics

  • The answer to this question depends on many factors. Living costs and expenses for study requirements vary depending on the university location and subject. Whether you live with your parents or have to maintain your own flat also… 
  • Secure student financing is an important factor when deciding on a degree programme and not insignificant for your academic success. 
  • Living with your parents, in a hall of residence, in a shared flat or in your own flat - depending on your budget and the housing market, there are various forms of accommodation available to you during your studies. 
  • Some types of insurance, such as health and long-term care insurance, are compulsory for students, while others can be taken out voluntarily. Particularly if you work alongside your studies, you must observe further regulations. 
  • Studierendenwerke (in some federal states also called Studentenwerke) exist as independent institutions at the university locations. They look after students, provide catering facilities, student halls of residence and counselling…